How does it work?
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Step 1 Add products to your cart and select “Klarna” when you check out.
Step 2 Enter a few personal details and you’ll know instantly if you’re approved.
Step 3 Klarna will send you an email confirmation and reminders when it’s time to pay and you can manage your orders and payments in the Klarna app.
Pay in 3 interest-free instalments
Payment Information
Spread the cost of your purchase into 3 interest-free instalments. The first payment is made at point of purchase, with remaining instalments scheduled automatically every 30 days. No interest or fees. Select the Klarna option and enter your debit or credit card information. To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score.
No interest. No fees. No impact to your credit score.
- A new way to pay that's an alternative to a credit card.
- 3 instalments gives you flexibility to shop without interest or hidden fees.
- Not making your payment on time could affect your ability to use Klarna in the future.
- Debt collection agencies are used as a last resort.
You must be 18+ and a UK resident to be eligible for this credit offer.Pay in 3 Terms and Conditions
Example total order value £319.98
30 days later £106.66
60 days later £106.66
Simply add your items to your basket and select ‘3 interest-free instalments Klarna’ at checkout.
You’ll need to have sufficient funds available for the first payment at the time of ordering.
Your first payment will be collected once your order is confirmed and the remaining two will be automatically collected in 30 and 60 days after ordering.
How does Pay in 3 work?
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- You must be 18 years old or over and have a UK residential address.
- There’s absolutely no interest added, no fees and no credit application.
- Klarna will perform a quotation search with an external credit referencing agency when you select ‘Pay in 3’. This is not a full credit check and it will not affect your credit rating.
- You will make the first payment when you order. The second payment will be scheduled for 30 days later and the third payment will be scheduled for 60 days later. The remaining payments will be collected automatically.
Click here to learn more.
About Klarna
At Klarna, we have a relentless focus on creating the best shopping experience in the world. We believe payments are so much more than just a way to send money. That’s why our smooth checkout options give you more time and control so you can focus on the things you love.
- More than 90 million shoppers are using Klarna.
- 200,000 retailers are working with us worldwide.
- We’re one Europe’s largest banks and we’ve been powering online checkouts for over 15 years.
Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford to make your monthly repayments on time.
Mellor Home is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, depending on their status. Terms and conditions apply. Klarna's Pay in 3 instalments and Pay in 30 days credit agreements are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Klarna and other lenders. 18+, UK residents only. Subject to status. T&Cs apply.